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Transaction Response Codes
Reference for all payment transaction response codes
Payment Transaction requests have many potential outcomes, with each gateway and processor having unique response codes. 29 Next codes and categorizes these into common response buckets, according to the following codes.

Successful Transactions

Successful transactions are coded as 1000.
Code
Detail
1000
Approved

Soft Declines

Soft declines are coded in the 2000 range and are the result of an issuer-level transaction failure. Soft declined transactions may potentially be successful if retried in the future.
Code
Detail
Decline Type
2000
Do Not Honor
Soft
2001
Insufficient Funds
Soft
2002
Limit Exceeded
Soft
2003
Processor Declined
Soft
2004
Authorization Required
Soft
2005
Processing Error
Soft

Hard Declines

Hard declines are coded in the 3000 and 4000 ranges and are the result of an error, or an issuer rejection of a transaction that cannot be resolved without modifying the payment request. Hard declined transactions are not recommended to reattempt.
For codes relating to invalid inputs by the customer, such as an invalid address, CVV, or card expiry date, the customer should correct the payment details before reattempting purchase.
Code
Detail
Decline Type
3000
Additional Authorization Required
Hard
3001
Address Verification Failed
Hard
3002
Invalid Card
Hard
3003
CVC Invalid
Hard
3004
Expiry Date Invalid
Hard
3005
Card Number Invalid
Hard
3006
Expired Card
Hard
3007
Invalid Transaction
Hard
3008
Lost or Stolen Card / Pick Up Card
Hard
3009
Fraudulent Transaction
Hard
3010
Hard Decline
Hard
3011
Merchant Error
Hard
3012
Duplicate Transaction / Velocity Filter
Hard
3013
Issuer Error
Hard
3014
Refund Error
Hard
3015
Pick Up Card
Hard
3016
3DS Authentication Failed
Hard
3017
Blocked by Block List
Hard
4000
Bank Account Declined
Hard
4001
Bank Account Requires Additional Verification
Hard
4002
Bank Account Routing Number Invalid
Hard
4003
Bank Account Does Not Support SEPA
Hard

Errors

Errors are coded in the 5000 range and indicate there is a problem with the payment method or with the payment provider.
Code
Detail
Decline Type
5000
Payment Method Unsupported
Error
5001
Payment Method Failed
Error
5003
Payment Method Failed - Timeout
Error
5004
Payment Method Invalid Parameter
Error
5005
Error Invalid Country Code
Error
5006
Invalid Cardholder Name
Error
Last modified 7mo ago